Financial Wellness & Preventative Care Benefit Programs
Employee Financial & Health Benefits
🚨 Your Employees Are Drowning—And So Is Your Bottom Line. Financial stress is the #1 productivity killer in the workplace, and rising health issues are quietly draining your team’s performance. Smart companies are flipping the script with Employee Financial & Health Wellness Benefits—not as perks, but as profit strategies. When your people feel supported, your business runs leaner, faster, and more powerfully. 💼💡 Invest in their well-being, and you’ll see the ROI in retention, resilience, and razor-sharp results.
Just want simple employee benefit solutions without all the additional calls or meetings?
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Employee Financial Wellness
Did you know that 68% of American workers experience financial stress, with those under 30 at 78%? This stress leads to distractions, health issues, and increased absenteeism, directly impacting your bottom line. By offering a no-cost, confidential debt relief benefit, you can help your employees regain focus and improve overall workplace performance.
No Employer Cost. Â
Preventative Care & Wellness
Preventive Care Management Platform
Get personalized preventive care, virtual visits, mental health support, and pharmacy services—all delivered through through smart technology, real-time health insights, and seamless access to proactive support.
Better care. No net cost.
The Companies Winning Today Think Differently.
Do You?
Empower Employees Without Adding to your Budget
Enhance Retention and Attract Top Talent
Take the First Step Toward a More Productive Workforce
Drive Success with Expert Insights
At OptiBiz Solutions, we stand out as your partner in success by offering tailored business growth ecosystems that drive results and fuel potential. Nestled in the heart of Rio Rancho, our expert team combines cutting-edge strategies with personalized service to ensure your business not only meets but exceeds its growth goals. Trust us to transform your aspirations into reality with innovative solutions designed to adapt and thrive in a constantly evolving market landscape. Choose OptiBiz Solutions and watch your business flourish.
FAQs
Employee Benefits Questions (and answers)
Isn’t offering financial wellness just another “nice-to-have” perk?
No — it’s a profitability lever.
đź’Ľ Companies that offer financial wellness programs see up to 3x ROI in reduced turnover, absenteeism, and healthcare costs.
💸 Turnover costs can range from 50–200% of an employee’s salary — and financial stress is now a top 3 driver of voluntary exits.
Do employee 401(k) loans really impact our company’s retirement strategy?
Yes—and not just a little. Every time an employee taps into their 401(k) like an ATM, it creates a ripple effect that weakens your entire retirement plan's stability. It drives up plan fees, distorts participation metrics, increases fiduciary risk, and signals to auditors, partners, and the IRS that your team is financially stressed—on your watch. If 401(k) loans are frequent in your org, it’s not just a personal finance issue. It's a business risk indicator… and a culture check.
Smart companies treat 401(k) loans not as a perk—but as a red flag that it’s time to support financial wellness, not just talk about it.
Because if your employees are borrowing from their future, your company’s future might be the real collateral. 💥
How does financial wellness improve company culture?
Financial peace of mind = better humans at work.
âś… Teams with access to financial support report 2.5x higher job satisfaction, 41% better retention, and 23% more engagement.
Support your people where it hurts most, and watch them show up for your mission.
Unlock Your Business Potential
Discover how OptiBiz Solutions can transform your business landscape with tailored growth strategies. Our experts are ready to propel your success.